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Essential Kit Cover Insurance for Self-Employed/ Freelance Hair, Makeup & Beauty Professionals kit & money cover KIT COVER Whether you are Session Stylist, working Mobile and/ or Renting a Chair/ Room You will want the protect your Kit. Cover is available in multiples of £1,000 with standard automatic cover up to £5,000. Higher limits up to £20,000 is available subject to additional information/ premium; click here to send email and request additional cover. Unlike our competitors, our Kit cover automatically covers You wherever You are (subject to Your Kit being insured). Headlines: - Theft from an unattended vehicle* Overseas worldwide (excluding USA/ Canada**) for overseas business assignments up to 31 days any one trip Your Kit includes Your business equipment, thus Your Smartphone, Laptop and/ or Tablet Please note the following: - An Inner Limit of £1,000 per any one item applies A policy excess of £50 applies increasing to £100 for Theft from unattended vehicle *The vehicle must be locked/ secured and the Kit must not be visible and stored in a locked boot **USA/ Canada cover is available subject to additional information/ premium MONEY COVER Your Business Money can be insured up to a maximum of £500 PLEASE REFER TO INSURANCE DOCUMENTS FOR FULL TERMS & CONDITIONS OF COVER

Insurance for Self-Employed Hairdressers & Hair Stylists hairdressers/ hair stylists Freelance/ Self-Employed Insurance for Hairdressers/ Stylists Our policy covers the full spectrum of Hair based on treatments from: - Styling/ Updo's/ Bridal Avante Garde Cutting/ Colouring/ Styling Colour Additives Colour Correction Hair Extensions Keratin Smoothing Treatments Our policy allows You to work in one or more of the following situations: - Mobile/ From Home or Home Salon/ Renting a Chair/ Room in a Third Party premises Session Stylist Fashion, Photo Shoots & Festivals Demonstrating & Participation at Trade Shows, Competitions & Exhibitions ‘On-Set’ including TV, Film & Theatre sets including Red Carpet Events Cover automatically extends to include Overseas Business Assignments up to 31 days any one trip Worldwide (excluding USA/ Canada - cover subject to referral/ additional terms)

Quote & Buy online Freelance Hair, Make-Up & Beauty Insurance Get a quote. Standard Cover hair, make-up, beauty & holistics Quote Prosthetics / SFX Cover screen media make-up artist SFX Quote

Essential Public Liability/ Treatment Risk Insurance for Make-Up Artists specialising in Prosthetics & SFX MAKE-UP ARTISTS - PROSTHETICS/ SFX Screen Media Make-Up Artist Insurance Freelance Insurance for Prosthetics and SFX designed for Make-Up Artists specializing in Film, Theatrical & HD Television Our standard Just hair & Beauty policy is extended to incorporate the specific wording required for the creative make-up artist who specialize in the application and creation of Prosthetics and SFX. Cover includes: - Application and installation of Contact Lens Application of Prosthetics including Head, Body and Bodysuits Creation of custom made Prosthetics including Dental Appliances, False Teeth, Moulds and Dentures Life Casting application and creation including Bald Caps Special Effects (SFX) Teeth Colouring

Insurance for Self-Employed Make-Up Artists MAKE-UP ARTISTS Freelance/ Self-Employed Insurance for Make-Up Artists As a Professionally Qualified Make-Up Artist, you will have been trained in certain elements of a creative vision. Our Freelance policy will cover You if You are qualified and certified in all/ any of the following: - Body & Face Painting Bridal Make-Up Eyelash Extensions/ Eyelash/ Eyebrow Shaping (including Plucking) & Tinting Hair Styling Wigs/ Postiche (Hair Piece/s): Making and Styling The creative in You may involve working in or behind the scenes: Bridal Editorial Exhibitions in the UK/ EU or Worldwide, whether that is demonstrating or promoting At Fashion Week: example - London, Paris and Milan At IMATS (International Make-Up Artist Trade Show), UMAe (United Make-Up Artist expo) Take comfort, our policy will cover these scenarios Our policy allows You to work in one or more of the following situations: - Mobile/ From Home or Home Salon/ Renting a Chair/ Room in a Third Party premises Session Stylist Fashion, Photo Shoots & Festivals Demonstrating & Participation at Trade Shows, Competitions & Exhibitions ‘On-Set’ including TV, Film & Theatre sets including Red Carpet Events Cover automatically extends to include Overseas Business Assignments up to 31 days any one trip Worldwide (excluding USA/ Canada - cover subject to referral/ additional terms)

QUALIFICATIONS Freelance Hair, Make-Up & Beauty It is a condition precedent to Our liability that You and any Insured Person covered by this policy is deemed as qualified by: A Certificate received from a course recognised by the Barber and/ or Hairdressing industry for the treatments undertaken. In the event of a claim under this Section You shall provide evidence of the relevant qualifications Apprenticeship A minimum of 12 continuous months experience in the relevant trade Please note that You must be deemed a 'qualified' barber and/ or hairdresser to undertake the following Treatments* and hold either a Certificate recognised by the Barber and/ or Hairdressing industry or minimum of 12 continuous months experience: *Cut Throat/ *Hot Towel/ *Turkish & *Wet Shaving *Ear Singeing *Facial Waxing *Hair Extensions Screen Media Make-Up Artist &/ or Prosthetics/ SFX It is a condition precedent to Our liability that You and any Insured Person covered by this policy: has gained qualifications recognised by the Barber, Hairdressing and/ or Make-Up industry or experience as approved by NASMAH for the treatments undertaken. In the event of a claim under this Section You shall provide evidence of the relevant qualifications. Please note that You must be deemed a 'qualified' barber and/ or hairdresser to undertake the following Treatments* and hold either a Certificate recognised by the Barber and/ or Hairdressing industry or minimum of 12 continuous months experience: *Cut Throat/ *Hot Towel/ *Turkish & *Wet Shaving *Ear Singeing *Facial Waxing *Hair Extensions

How much does Freeelance Hair, Make-Up and Beauty Liabilty Insurance cost? STANDARD COVER: hair, makeup & beauty from £38.81 per year Public Liability: £2 million insurance Premiums. PROSTHETICS/ SFX COVER from £47.32 per year Public Liability: £2 million Quote Me! Buy Now £5 million option Quote Me! Buy Now £5 million option COVER Options Include your Kit Work Overseas Money (Cash) all options subject to Xtra Premium (£) T &C's apply Need Help - Call Us

Essential Public Liability/ Treatment Risk Insurance for Self-Employed/ Freelance Beauticians Beauty Beauticians Freelance Insurance for Beauticians Cover extends to include Holistic Treatments, namely: - Aromatherapy Hopi Ear Candles Hot Stone Massage Indian Head Massage Reflexology Reiki Eye Technicians Freelance Insurance for Eye Technicians including High Definition (HD) Brows

Treatment list HAIR, MAKE-UP, BEAUTY & HOLISTICS PROSTHETICS/ SFX Barbering including cutting, clipping and hair art cut-throat, hot towel, Turkish and wet shaving ear singeing, facial waxing including threading hand, arm, shoulder, neck and head/scalp massage Hairdressing including shampoo, setting, drying and cutting hair, colouring (including bleaching, dyeing and tinting), relaxing, hair straightening , hair extensions, permanent waving, normal and special treatment of the hair carried out by a hairdresser Brazilian and Keratin smoothing treatment, colour additives and bonding treatments work on wigs and hairpieces, fitting, cutting and styling of wigs and hairpieces Beautician Treatments including application of cosmetics, body wraps, facial masks, henna tattoos, exfoliation treatments, false/ spray tans, airbrushing and bleaching application of proprietary hair removal preparations including electrolysis, sugaring, threading, epilation and use of tweezers cellulite/ stretchmark treatments eyebrow and eyelash bleaching, plucking, shaping, tinting and threading including extensions and High Definition/ HD Brows manicure and pedicure (but not chiropody) including the application of acrylic coatings, nail art and nail extensions massage including Swedish Massage, full body, back, scalp, neck and shoulder, leg and foot massage Ear piercing by gun and stud method only Eye Technician eyebrow and eyelash bleaching, plucking, shaping, tinting and threading eyelash extensions and HD (high definition) brows Holisitic Treatments including aromatherapy hopi ear candles hot stone massage indian head massage reflexology reiki Make-Up Artist including bridal hair styling* and make-up period and vintage hair styling* and make-up airbrushing and spray tans application of cosmetic products and henna tattoos application, creation, dressing and making of wigs, hairpieces and postiche facial hair grooming and maintenance eyelash extensions, eyelash and eyebrow shaping, plucking, tinting and threading face, hand and body make-up including face and body painting camouflage make-up ageing hair styling* and make-up stage hair styling* and make-up including editorials, fashion, film, photoshoots, theatre, TV including HD work *hair styling involving use of brushes, combs, irons, wands, hairdryers and rollers (heated) Nail Technician including manicures pedicures (but not chiropody) including the application of acrylic coatings, nail art and nail extensions Screen Media Make-Up Artist application and installation of contact lenses application of prosthetics including head, body and bodysuits creation of custom made prosthetics including dental appliances, false teeth, moulds and dentures life casting application and creation including bald caps special effects (SFX) teeth colouring In addition to the treatments listed on the left hand side.

Freelance Hair, Make-Up & Beauty Insurance FAQ FREQUENTLY ASKED QUESTIONS (FAQ) Additives (Colour)/ Bonding Treatments Our policy automatically covers the use of Colour Additives either as a stand-alone treatment or when mixed with Colour.. Communicable Disease - Total Exclusion (applicable to Section B - Public and Products Liability) We will not indemnify You under this Section in respect of: Any claim for compensation in respect of Bodily Injury or Damage arising directly or indirectly and regardless of any other cause contributing concurrently or in any sequence, originating from, caused by, arising out of, contributed to by, resulting from, or otherwise in connection with a Communicable Disease or the fear or threat (whether actual or perceived) of a Communicable Disease. Documents Insurance documentation is issued by automated email for new policies and renewals; please check your spam and junk folder as spam filters can prevent the email being received. Payment Payment is accepted by debit and credit card; we do not charge handling charges within the payment cycle online. Premiums All illustrated premiums include the current Government Levy (Insurance Premium Tax). Qualifications You must be qualified either by an UK Industry approved Course/ Qualification, Apprenticeship and/ or Experience. Skin Testing - Allergy Alert Protocol Our insurance policy is subject to 'skin testing'. We provide a flexible approach, thus in respect of the requirement to perform a skin test, You must either: follow the manufacturer instructions in respect of every colour service &/ OR comply with the Just Hair & Beauty Allergy Alert Consultation and C olour Record Card * &/ OR if using Colourstart Passport, Colourstart's own patch test must be used without exception unless deferring to 1) or 2) above *Guidelines - How to Use Allergy Alert Consultation Card- click here to open Treatment List You will be able to undertake Treatments subject to You holding a UK Industry approved Course/ Qualification, Apprenticeship and/ or must be qualified either by Course/ Qualification, Apprenticeship and/ or Experience.

Insurer documents download portal/ Just Hair & Beauty Insurance documents Standard Cover (Hair, Beauty, Eyes, Holistics, Make-Up & Nails) Please click on the following links to review the document: - Specimen Certificate/ Schedule Specimen Statement of Fact Policy Summary Policy Wording Terms of Business Agreement Prosthetics & SFX (Enhanced) Cover Please click on the following links to review the document: - Specimen Certificate/ Schedule Specimen Statement of Fact Policy Summary Policy Wording Skin Testing - Allergy Alert Protocol Our insurance policy is subject to 'skin testing'. We provide a flexible approach, thus in respect of the requirement to perform a skin test, You must either: follow the manufacturer instructions &/ or comply with the Just Hair & Beauty Allergy Alert Consultation and C olour Record Card &/ or if using Coloustart Passport, Colourstart's own patch must must be used without exception unless deferring to 1) or 2) above Guidelines for Just Hair & Beauty Allergy Alert Consultation and Colour Record Card

Freelance & Mobile Insurance for Hair, Make-Up Artists & Beauty Professionals - One insurance policy Designed by You for You! Freelance Premiums Get a Quote About Us FAQ Blog - News Search More... BLOG Update... Freelance insurance with style Hair, Make-Up & Beauty Insurance One policy designed just for You! Kit Cover & Prosthetics/ SFX Option Just Hair and Beauty is a trading name of Adler Fairways Insurance Brokers Limited. Adler Fairways Insurance Brokers Limited is authorised & regulated by the Financial Conduct Authority under Registration Number 309236. Adler Fairways Insurance Brokers Limited is registered in England and Wales under registration number 04525948. Our registered address is Number 22 Mount Ephraim, Tunbridge Wells, Kent TN4 8AS. Insurance Solutions about US. Just Hair & Beauty was established in 2009 with the sole purpose of providing a viable alternative to products offered by the Insurance Suits. Just Hair & Beauty is as it sounds designed for Freelancers whom are first and foremost creative Hair / Beauty Professionals incorporating Make-Up Artists, Eye (including HD Brows) and Nail Technicians. Our Freelance product has been researched with market leading Session Stylists and Make-Up Artists. Just Hair and Beauty is a trading name of Adler Fairways Insurance Brokers Limited. Adler Fairways Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority under Registration Number 309236. Adler Fairways Insurance Brokers Limited is registered in England and Wales under registration number 04525948. Our registered address is Number 22 Mount Ephraim, Tunbridge Wells, Kent TN4 8AS. About Us FREELANCE INSURANCE. HAIR & MAKE-UP For Hair Stylist, Barbers and/ or Make-Up Artists our policy is designed for You Read PROSTHETICS SFX Our standard wording extends to include SFX/ Prosthetics Read BEAUTY EYES & NAILS Beauty Treatments including High Definition (HD) Brows & Nails Read INSURANCE PREMIUMS Review your Premium/ Cover Options. Read More > DOCUMENTS Review the Insurance documents. Read More > TREATMENTS Review the Accepted list of Treatments . Read More > FREQUENTLY ASKED QUESTIONS Read More > Gallery CONTACT us. Just Hair & Beauty Insurance c/o Adler Fairways Insurance Brokers Ltd 3 College Yard, Lower Dagnall Street, St.Albans AL3 4PA info@justhairbeauty.co.uk Tel: 01727 222 690 Success! Your Message has been received. We will come back to you, Thank You. Send Contact